HealthCare.Gov Provides Tools to Help AAPIs Get Health Insurance

 

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The  stereotype that casts Asian Americans as a “model minority group” fails to account for the fact that, like other ethnic and minority groups in the United States, AAPIs suffer disproportionately from chronic diseases such as hepatitis B, diabetes, heart disease and cancer. AAPIs are also the least likely among all racial groups to receive routine mammograms and pap smears.

The Affordable Care Act benefits AAPIs combat health issues in a variety of new ways. Starting in 2014 nearly 2 million uninsured Asian Americans and Pacific Islanders will have new opportunities for coverage through the Health Insurance Marketplace. Also, increased funding to community health centers is enabling more AAPIs to receive culturally and linguistically appropriate care. Strengthened data collection standards that distinguish between AAPI subgroups will help providers and policymakers better understand the diverse needs of different groups in the AAPI community, and make more informed decisions about how best to address health disparities.

The Health Insurance Marketplace will serve as a one-stop shop for individuals, families, and small businesses to search for health coverage options and apply to enroll in the plan that best fits their needs. Individuals can compare plans based on price, benefits, and other features, as well as find out if they are eligible for assistance to help pay for premiums or other programs like Medicaid and the Children’s Health Insurance Program. Enrollment in the Marketplace begins October 1, 2013 for coverage beginning in (or after) January 2014, so it’s important to get ready now to apply and enroll.

Beginning October 1, HealthCare.gov will be the place to go to directly access the Marketplace. Consumers can also call the toll-free number now at 1-800-318-2596 to speak with a representative. The call center offers assistance 24 hours a day, 7 days per week in over 150 languages, including Bengali, Chinese, Hindi, Korean, Tagalog and Vietnamese. Brochures, fact sheets, posters, infographics and videos (including materials in Asian languages) are also available at marketplace.cms.gov. Now is the time to learn about your options, prepare for enrollment, and spread the word to your loved ones and your communities about these new opportunities for health coverage and health care.