Cultural Organizations Provide Medicare Enrollment Help
By: Winyan Soo Hoo
A week after the November elections, a
new race has occupied the nation: it's open season for
Medicare enrollment. While congress debates whether they should directly
negotiate Medicare drug prices with manufacturers, seniors around the country
are rushing to enroll to receive plans for medication co-payment. In Maryland and Virginia, cultural organizations offered translations and computer
help for non-English speaking seniors. The application process, which continues
through Dec. 31, allows aging baby boomers and other Medicare beneficiaries the
option to switch or apply for new drug prescription plans in 2007.
Representatives of the U.S. Department of Health and Human Services trained
tech-savvy volunteers from the Maryland Vietnamese Mutual Association (MVMA),
Chinese Culture and Community Service Center (CCACC), Boat People SOS and
various Asian churches.
Anne
Avery, the Asian American liaison for USDHHS, encourages seniors to bring a
list of currently used drugs to their local representatives. While enrolling,
seniors can readily enter their information online and screen more than 50 to
60 Medicare plans for their best match. As drug prices rise, some Medicare
plans may not cover all drugs or treatments. A switch in Medicare plans can
alleviate costs, but a definite price drop is not always guaranteed. The
Medicare Web site, http://www.medicare.gov,
provides plan information in detail.
"It
may be more beneficial to stay in the same plan, but the only way to find out
is to reevaluate your personal drug prescriptions," Avery said.
"Everyone needs to compare with what they have now and what they could
have next year. If you don't want to do anything, there is a risk that your
medication may not be covered next year. It's better to check those benefits as
soon as you can."
She
suggests that seniors finish enrolling by the week of Dec. 8 before the holiday
rush. Last year, critics denounced the application process as confusing.
Seniors already perplexed by the Internet, faced language barriers as they
navigated through a barrage of medical terms. The Bush administration said this
year will be different.
"Eighty
percent of seniors who are on this plan are satisfied, and if they are
satisfied they don't need to do anything," said Health and Human Services
Secretary Michael Leavitt.
Seniors
may also face coverage gaps in Medicare benefits. Once drug costs reach a
certain number, often in the $2000-range, coverage may stop in accordance to
the Medicare plans. The co-payments do not return until the recipients spend a
good portion of their own money on the prescription drugs. Critics warn that
low-income individuals may struggle with these high costs.
If
that situation occurs, Avery suggests shopping for a new plan or asking for
cheaper, generic drug brands. Other issues to keep in mind include pharmacy
convenience and doctor authorization for drugs.
Asian
Americans are invited to come out to the area Medicare enrollment fairs for
instructions in their own language.
"In
our culture, Asians are not used to receiving insurance," Avery said.
"Seniors often think we are wasting their money, especially if they don't
take medications. But this is the only prescription drug program that can help
all seniors, especially those with low incomes. A lot of people are unaware;
and we need to tell people that they can apply for help."
For
other free Medicare counseling, contact the State Health Insurance Assistance
Program at 800-633-4227 or visit www.shiptalk.org. Additional Web help can be found on: http://www.crbestbuydrugs.org/
and http://www.medicarerights.org/help.html.
Enrollment
fairs will be free and open to the public throughout December.
Vietnamese-speaking seniors can contact the MVMA at 301-588-6862;
Korean-speaking individuals can attend open houses at the Korean Presbyterian
Church, 571-214-6764; CACC at 301-213-7081; Boat People SOS at 703-538-2190;
and Filipino contacts available at 540-454-7123.
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